Loan Servicing Fees

• Loan Setup Fee $30.00
• Monthly Loan Servicing Fee under $500K UPB $20.00 per month/per lender/per loan
• Monthly Loan Servicing Fee $500K+ UPB $25.00 minimum, .075% annually, paid monthly/per lender/per loan
• Escrow Impound Accout Setup Fee $45.00
• Monthly Impound Account Servicing Fee $20.00 per month/per loan (prorated for multiple lenders)
• Research for missing file setup data $75.00
• Bankruptcy/Forbearance Plan Setup Fee $195.00
• Distribution of Impounded Borrower Funds (Draws) $30.00 via ACH/$45.00 via wire/per payee
• Seller Carryback – CA State Tax Payments $10.00 per month/per loan/per lender
• Senior Lien Payments $15.00 per month/per loan (prorated for multiple lenders
• Property Tax Monitoring $5.00 per month per loan regardless on # of lenders
• Hazard Insurance Monitoring $5.00 per month per loan regardless on # of lenders
• Late Fee Distribution $0.00 50% SLS, 50% Lender
• Default Interest & Prepay Penalty Distribution $0.00 100% to Lender
• Lender Initiated Default Rate Re-Cast (Pre-foreclosure) $75.00 one-time fee (waived if lender opts to file NOD)

Basic Loan Servicing Includes:

• Monthly Statements / Borrower & Lender (EMail)
• Direct Deposit / Auto Debit
• Late Notices, Email & Calls to Borr. & Lender
• Online Access / Borrower & Lender
• Preparation of Annual 1098 & 1099-INT